Customizable Loan Origination Software
Stop pushing paper. Start funding loans.
Pre-built loan programs for bridge, fix & flip, ground-up construction, DSCR rental, CRE and business funding, with smart applications, automated doc collection, AI doc review and e-sign-ready documents in one LOS you can shape to your guidelines.
Every loan program has its own rules. Your LOS should know them all.
A fix & flip file, a DSCR refinance and a business-funding deal each need different fields, documents and approvals. LendingWise sets all of that up per loan program, so every file starts on the right track and moves to closing with far less back-and-forth.
Smart Online Loan Applications (POS) that are customizable & dynamic to each loan program
LendingWise provides you with pre-built, customizable web forms for a quick app & full app. They allow brokers & borrowers to select loan programs, which activate the respective fields and required docs based on the loan program & other loan parameters. Here is an example Quick App & Full App
Pre-configured for: Bridge, Fix & Flip, Construction, Rental, Portfolio, Agency/Conventional, SBA, MCA, Equipment & Customize your own loan programs
Learn More on our Modules for: Real Estate, Business Funding & Equipment
Smart Doc Collection by Owly™
Collecting required docs is a pain point for every lending transaction. Our loan origination software will always ask for the right docs, at the right time based on the selected loan program and other parameters like transaction type, property type, property state, entity type, entity state, credit score range, and more. Let Owly, our loan processing software, run on auto-pilot to collect all the required docs.
Then our AI Doc Review agent scans and validates every uploaded document in real time against your own pass, fail or verification-needed logic, so the borrower sees what needs re-submission instantly. Processors spend more time on valuable tasks, not chasing expired licenses or missing signatures.
Generate every loan doc in seconds, and get it signed without DocuSign.
Rebuilding the same term sheet in Word, re-typing loan data and paying for a separate e-sign tool slows every deal down. The LendingWise doc template engine lets you design any document, auto-fill it with the loan’s data and send it for e-signature right from the file.
- Any doc, auto-generated: pre-approvals, credit memos, loan applications, disclosures, LOIs & term sheets, closing docs and statements
- Your formats: output as PDF, Word or Excel
- Multi-party e-sign: set the signing order for every signer, built in, so you can replace DocuSign entirely
Additional LOS Features
Everything your processors, underwriters and closers need to move a file from application to funding, without leaving LendingWise.
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Loan-Specific Workflows & Milestones
Every program has its own path to closing. Build workflow steps by loan program, transaction type, property type, property state, entity type, credit score range and more, and let automated events assign tasks or e-mail any party on the loan. -
Custom Loan Programs, Guidelines & Investor Overlays
Stop reworking files that don’t fit an investor’s box. Create loan programs with your own guidelines or your back-end investors’ overlays, covering custom fields, workflow steps, required docs & automations. -
Deal Analysis, Calculations & Ratios
No more side spreadsheets. Deal analysis lives in the file and calculates DTI, DSCR, LTV, LTC and ARV for fix & flip, construction, rental, CRE and SBA loans. -
Built-in Pricing Engine
Quote from the same place you underwrite. The pricing engine (PPE) sits inside every loan file, right next to the loan data it prices. -
Underwriting & Credit Decisioning
Keep the decision trail in the file, not in e-mail. Each loan includes a credit memo, credit decision, adverse action/NOI and HMDA sections for your underwriters. -
Conditions Tied to Required Docs
Conditions attach to the documents that clear them, so underwriters, processors and closers see exactly what’s still open before funding. -
3rd Party Integrations
We offer numerous 3rd party integrations for processors and underwriters to access data for credit, background check, KYC, asset verification, AVM, appraisal, tax verification, entity verification, and more. Our open API allows for webhooks as well. Learn More -
Audit Trail by Default
Every status change, note, condition, and document touch is timestamped, so capital-partner due diligence becomes a one-click export instead of a week of digging. -
Tool Tip Helpers
Dummy proof your entire business process by customizing numerous tool tips to help borrowers, brokers and any user on your platform to understand or learn more about specific fields, required docs, workflow steps, loan programs or file status.
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Let us show you how our end-to-end system can transform your lending operations:
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