Lender Marketplace

Find the Capital That Fits the Deal, in Seconds

Stop emailing packages to lenders who were never going to fund them. Describe the deal once, see every loan program that fits ranked by Matching Score, and send the best matches a financing request with the documents attached, without leaving LendingWise.

How It Works

From Deal to Term Sheet Without the Guesswork

Every lender on LendingWise describes its programs as guidelines: loan amounts, rates, FICO, LTV, eligible property types, states and more. The Marketplace turns those guidelines into a search engine for your deals.

  1. Describe the deal
  2. Filter by eligibility
  3. Rank by Matching Score
  4. Send a financing request
  5. Track every lender’s status
Search & Match

Filters That Qualify, Scores That Rank

Run a search from any loan file and it’s pre-filled from the file, or test a scenario by hand. The form works two ways:

  • Main criteria filter. Category, transaction type, property type, occupancy and state remove every program that doesn’t fit.
  • Everything else scores. Loan amount, rate, FICO, term, points, LTC, experience, seasoning and more build each program’s Matching Score.
  • See why. Click a score to see each criterion as Matched or Not Matched, the fastest way to see what would have to change for the deal to fit.
  • Real estate or business funding. Business searches add SBA product, equipment type, time in business, NSFs, annual revenue, average bank balance and more.
Financing Requests

Send the Package, Then Track Every Lender

Submit from the deal’s loan file and the request goes straight to the people the lender set up to receive it.

  • Templated emails

    Pick a standard or customized email template, or write your own. The email goes out from your address, and the search you ran is saved with the request.
  • The complete package

    Attach documents from the file and include view-only Quick App and Full App links, so the lender can review without an account.
  • One file, many lenders

    Submit to several programs at once. Each keeps its own status, notes and history, so the results double as your shopping tracker for the deal.
Deal Room

Share Deals & Compare Offers in One Place

Sharing a loan file is quick & easy. We provide several encrypted URL links that help you share a loan file & obtain numerous offers with a term sheet upload, from a Quick App with offer submission (borrower info redacted) to a Full App with uploaded docs.

Recipient lenders or investors can submit offers on the deal, or you can enter offers manually and compare them all in one view. Present the deal on a Deal Room landing page that summarizes it in a professional executive-summary format with easy-to-submit loan terms.

See a sample: Quick App with offer submission (Borrower info redacted)

LendingWise lender marketplace listing lenders, loan programs, rates and matching scores
Your Private Marketplace

Turn Your Capital Providers Into a Searchable Panel

We get it, your lender & investor contacts are a competitive advantage. Most brokers, correspondents and funds place deals with a handful of lenders, warehouse lines and investors whose boxes live in spreadsheets, PDFs and people’s heads.

Load them into your own marketplace and every file is checked against every provider in seconds. Internal loan programs are never shown to other companies and stay off your borrower intake forms.

Illustration: a private panel of your own capital providers, each with its own loan program box, locked inside your account
  1. One internal program per provider product

    Name it after the provider and product, for example “Harbor Capital – DSCR 30yr”, and mark it Internal Loan Program.

  2. Write the provider’s box as a guideline

    Loan amount and rate ranges, points, minimum FICO, max LTV per transaction type, property types, states, occupancy, terms, experience and seasoning.

  3. Route requests to the provider

    Pick the provider’s Lender or Investor contact as the notification recipient, plus a teammate for a copy of every request.

  4. Shop every file against your panel

    Every file is checked against every provider in seconds, and requests go out with the package attached and a status you can track.

For Direct Lenders

Get Your Loan Programs in Front of Originators

Are you a direct lender with unique loan programs & great rates? Publish your programs as guidelines, choose who receives financing requests, and brokers and other companies can find you and send you deals. Direct lenders on the Elite plan get listed as lender to 1000’s of originators.

  • Your guidelines are your listing. The Marketplace matches on exactly what you configure, so complete boxes bring the deals you want.
  • Public or private, per program. Keep a program inside your company, or let it appear to other companies on the network.
  • Requests to the right inbox. Route each program’s requests to branches, loan officers, employees, lender or investor contacts, or any email address.
  • 60+ lenders & note buyers. Searchers match loans for bridge, fix & flip, construction, DSCR, CRE, SBA, MCA, equipment & more.

Control Who Sees What

In 2006, we built The Loan Post, one of the 1st wholesale mortgage lending marketplaces, so this isn’t our first rodeo. We know what brokers need & what lenders want!

  • User specific permission

    Set which users within your organization can access the marketplace or pricing engine, including brokers, branch manager/account executives, or back office users.
  • Three locks on every program

    Keep a program off the network with any one of: Public Listings off, Private Marketplace Only, or an internal loan program. Your private panel can use all three.
  • White Label your own marketplace

    Use our marketplace engine to build out your own directory and white label it for your network of originators, brokers, & branches nationwide
  • Broad loan product coverage

    Real estate and business funding search forms, from bridge, fix & flip, DSCR, construction and CRE to SBA, equipment and MCA, with fields like time in business, NSFs, annual revenue and average bank balance.

Sign up now & get started in minutes!

Let us show you how our end-to-end system can transform your lending operations:

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