Every Feature You Need to Run Your Lending Business

Borrowers, entities and every third-party contact (agents, appraisers, attorneys, title, contractors) stay linked to every loan they touch, with full history across deals.

Filter by date, status, sub-status, branch, broker or loan officer, pick your columns, save views for the whole company, see open docs & conditions per file and export to Excel.

Update status, assignments and more across many files at once, and your automation rules fire on every file you touch.

Trigger tasks, templated emails and webhooks from stages, sub-statuses and workflow steps. Every rule that fires is logged.

Every loan has its own email address. CC or forward to it and the thread lands on the file, with attachments parsed and filed to the right required doc in one click.

Send a bulk email campaign straight from a pipeline selection, with merge fields pulled from each loan file.

Schedule a recurring email series with start and end dates that stops when the loan changes status, so follow-ups never depend on memory.

Text notifications and reminders go out alongside email, so borrowers and partners see updates where they actually look.

Manual tasks, workflow tasks and automation tasks in one list per loan and per user, so every next step has an owner.

Customizable webforms that show the right fields for each loan program, with field-level control over what is shown on the Quick App vs the Full App.

Every branch, broker and loan officer gets their own unique, white-labeled form link, and every deal submitted through it is attributed automatically.

A customizable registration form for brokers and TPOs, with doc upload, so new partners onboard themselves with everything you need on file.

Collect a borrower’s profile (contact, entity and experience details) on its own form, separate from any loan or deal.

A branch registration form for larger affiliates and correspondent partners, so they can join your network as a branch.

Put your intake forms on your own website, and fire a webhook on every submission to keep the rest of your stack in sync.

Borrowers check loan status, upload required docs, and request draws and payoffs, from any device.

Brokers and loan officers get their own logins and links to submit deals and track their files.

Investors see their ROI, deal allocation and diversification, distributions, and K-1 & 1099 tax packages any time, without emailing you.

Back office, branches, brokers and loan officers in one platform, each with their own portal and permission levels.

The most important pages are fully mobile responsive for borrowers, brokers and every party on the loan.

Start with programs for fix & flip, rental/DSCR, portfolio, construction, bridge, CRE, Agency, SBA, MCA & business funding, with 1,000+ fields across loan types.

Build or tailor any program with its own fields, required docs, workflow steps and guidelines.

Internal loan programs work like investor or lender overlays: they insert specific workflow steps, required docs and form fields into the file, so every loan is built ready to sell or get funded by the right capital partner.

Every role and every stage works inside the same loan, with easy-to-navigate tabs and side panels showing workflow steps, contacts and activity.

Workflows per program with stages, sub-statuses and checklists, including steps that run in parallel.

LTV, LTC, ARV, DSCR, DTI & more calculate as you type, with a Deal Analysis view of the numbers that matter.

The loan warns you the moment it falls outside your program’s guidelines on amount, rate, FICO, experience, points, LTV, LTC or ARV.

Request, review and approve exceptions to your guidelines on the loan, with who approved what and why recorded on the file.

Order credit, flood, fraud and identity reports from inside the file through Xactus and MeridianLink.

Credit memo, credit decision with conditions, and adverse action notices, all recorded on the loan.

Price every scenario inside the loan file with rule-based pricing: rate and points by LTV and FICO bands, property type, occupancy and loan program, plus your own overlays. Brokers see the same pricing you do, so quotes match from first call to term sheet.

Set required docs per program and scenario (transaction type, property type, state, entity type and more), with conditions tracked under each doc.

Daily reminders keep every party on top of loan status and open conditions until the file is complete.

Borrowers and brokers see real-time loan status and required docs with open conditions through an encrypted, branded URL, no login needed. Preview a sample portal

Our A.I. doc review agent reviews each doc in real time the moment it’s uploaded, flagging what’s wrong or missing before it reaches underwriting.

Generate term sheets and loan docs from 30+ built-in templates, merge tags and doc packages, or design your own in the doc template wizard.

Send docs for signature from the loan: assign signers, set the signing order, and signers sign from an emailed link, no login needed. The signed PDF and certificate of completion file themselves.

Send loan data to Lightning Docs, DocLab, GoDocs, DocMagic & more for closing docs.

Every number on the loan is derived from a double-entry ledger that can’t be edited after the fact, so balances always tie out.

Interest accrues daily, with prepaid interest, escrows for rehab, taxes and insurance set up at funding.

Apply every payment by your rules, by default late fees, then default interest, interest, principal and charges.

Flat, percentage or greater-of late fees and split-month default interest, assessed automatically, plus charges, reversals and NSF.

Capture borrower bank details and collect payments by ACH with NACHA batch files.

Generate payoff quotes and borrower statements straight from the ledger.

Maturity extensions, adjustable-rate changes, waivers, cure & reinstatement, capitalization of arrears and preferred payment days.

Sensitive changes go through an approvals queue, with a full audit trail on every change.

Portfolio reports derived from the same ledger as each loan, so portfolio totals always equal the sum of the loans. Export to CSV, Excel or PDF.

Build custom SOW templates and finalize the rehab budget with your borrower in real time.

Borrowers request draws line item by line item through a web form, with photos and docs.

Approve, adjust or reject each line, and handle budget revisions without losing the history.

Order inspections through our Trinity integration before you release funds.

See the remaining holdback and percent complete on every loan at a glance.

PDF draw statements for every draw, and funded draws flow straight into servicing.

Evergreen funds with NAV strikes, units, subscriptions, redemptions (notice, lock-ups & gates) and DRIP, or closed-end funds with commitments and capital calls.

Publish an offering page for each fund, let investors subscribe or commit in the portal, and approve and fund them in one click. Raise for a fund, or debt or equity deal by deal.

Investors self-certify for 506(b) offerings or upload evidence for your verification on 506(c), and only accredited investors can subscribe.

Contributions, units at NAV or capital accounts, all on an immutable double-entry ledger that reconciles to the cent.

Allocate each loan across your fund, direct investors, balance sheet or credit line, in senior, mezzanine or junior positions, with income and principal flowing back from servicing.

Reviewed distribution runs with DRIP, return of capital and preferred-return waterfalls with carry, and the math shown on every run.

Statements for every investor, including PDF, generated from the fund ledger.

K-1 and 1099-INT summaries for every investor at year end.

Investors see their positions, statements and tax packages any time, without emailing you.

Build a private panel of every provider you work with, from local true hard money and national private money to note buyers, banks and family offices, each with their programs on file.

Every program spells out eligibility & guidelines (max LTV/LTC/ARV, min FICO, experience, niches, occupancy), processing & underwriting requirements, plus links, attachments and contacts.

Loan category, transaction type, property type, occupancy, state and program type filter out every program that can’t do the deal.

Each remaining program is scored on amount, rate, FICO, term, points, LTC, experience, niches, extensions, prepay and seasoning. Click the score to see every criterion Matched or Not Matched.

Send a deal to programs straight from the loan file with view-only application links and attached docs, and track status, notes and history per program.

Share deals with your favorite capital providers, control exactly which data & docs they see, and compare rates & terms side by side.

Lenders publish programs publicly or privately, with notification recipients for new requests. Direct lenders on the Elite plan get listed in front of 1000’s of originators.

Match loans against 60+ lenders & note buyers for bridge, fix & flip, construction, DSCR, CRE, SBA, MCA, equipment & more.

Full create, read, update and delete operations on many objects, including loans, borrowers, docs, properties, tasks and more, so your own systems and AI tools can work with LendingWise directly.

Fire webhooks on stage changes, doc uploads, payments and more, and connect to Zapier, n8n or your own systems.

Put AI agents to work on your loans, and connect AI assistants to your data through MCP.

Xactus, MeridianLink, Trinity, Lightning Docs, DocMagic, FCI sub-servicing, Funding Shield and more. See all integrations

Per-user dashboards with pipeline totals by stage, KPIs and upcoming closings.

Production and productivity reports by branch, broker, loan officer and referral source, with exports of up to 100,000 rows.

Hosted 100% on AWS, aligned with SOC 2 & PCI compliance, with data encrypted & backed up daily. Visit our Trust Center for details.

Control exactly what every role can see and do, from back office to broker.

Create custom fields throughout the platform’s objects, like loans, borrowers and brokers, and use them in merge tags, pipeline views, the API, MCP and more.

Our multi-million dollar platform looks like your own tech, building trust and credibility with your borrower and broker network. Every URL and email works on your domain.

Every note, change and action on the loan is captured in the activity log, with per-field history showing who changed what, and when.